The shire councils do not have workforces spread across closed venues like the city's AquaZone and Flagstaff Hill, which are contributing to a potential $250,000 hit from lockdown to city finances.

Corangamite Shire has closed its customer service centre, Port Campbell visitor centre, stadiums and libraries but staff are now working remotely, have taken leave, or taken on other duties.

Moyne Shire customer service centre services remain available online and by phone, while the lockdown occurring in shoulder tourism season means losses from caravan parks are small.

Corangamite Shire chief Andrew Mason said the council was in a strong financial position

"(But) we continue to be concerned about impacts on businesses and the mental health of the community," Mr Mason said.

The council is offering a facade improvement program and will release an $80,000 small business assistance grant earlier than anticipated in coming months.

Mr Mason said the council had received few hardship applications for rate deferrals, which he believed was reflective of the area's strong agriculture.

"That being said, we are here to help people if they need," he said.

Moyne Shire mayor Daniel Meade echoed the sentiment about the council's finances, adding that year-to-date results were "better than anticipated".

"The real impact of this lockdown is on our local businesses," he said.

The council is offering a second round of grants to upgrade facades, and providing businesses with advice on adapting and recovering.

Moyne Shire said hardship payments were lower than this time last year.

Warrnambool City Council expects to receive some requests for assistance with rate payments next month and pointed to a new $35 rebate that applicants could be eligible for.

"This amount provides an offset against the average residential rate increase of $32," a city spokesman said.

"We encourage ratepayers who are experiencing financial difficulty to get in touch with us to discuss options."

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