The Port Fairy and District Community Bank's contributions to the community and profit levels are up.
The bank announced the increases at its recent annual general meeting.
The meeting heard the bank handed out $85,925 in community grants and sponsorship during the 2018-19 financial year, up from the $72,235 allocated in the previous 12 months.
Key projects funded included $7500 to the Port Fairy Golf Club towards installation of solar panels at its clubhouse and $2000 to the Lighthouse Lounge to purchase two new couches.
The bank's bottom line also grew, with 2018-19 producing a profit of $42,411.
This was an increase from 2017-18, when a profit of $25,624 was recorded.
Bank chairman Ralph Leutton praised the bank's clientele for the improved result, saying it was "all made possible by our customers".
Mr Leutton said the 2018-19 results took the community grants and sponsorship tally since the bank opened in 2014 to almost $400,000. He has set $500,000 as the bank's next target.
While it was not as high as the previous 12-month period, the bank also announced a dividend of four cents per share, fully franked.
That came after last year's first dividend of 10 cents per share.
A report from branch manager Julia O'Neill showed an 8.5 per cent increase in holdings in the balance sheet and an increase in customer numbers of 16.1 per cent.
Ms O'Neill said growing the bank's loan portfolio would be a focus for the next 12 months, as well as continuing to develop relationships with the community.
She highlighted a program developed at the branch that had resulted in the creation of three traineeships.
She said this model had now been adopted by 11 other community banks.
The meeting also produced some key personnel announcements, including Mr Leutton and Nicole Dwyer being re-elected for three more years as bank directors.
Tom Newton is a new director, replacing the recently retired Di Officer.
Former Moyneyana Festival chair and shire councillor Reg Harry was guest speaker at the meeting.
Mr Harry spoke about the importance of volunteerism to the community and encouraged organisations to mentor younger people so more become involved in the community.
He also warned organisations to take a holistic approach to their work, not to just focus and be driven by financial goals.
"It is too easy to receive money," Mr Harry told the meeting.
"They need to think outside their own club and keep community spirit alive by getting involved."