But tomorrow’s meeting of the Warrnambool branch of the Association of Independent Retirees (AIR) will help alleviate some of those concerns with a presentation from Lyndoch Living chief executive officer Rhys Boyle.

Warrnambool AIR spokesman Rod Carter said there were some tough decision to make for retirees. 

“Should they sell up and downsize, buy into a retirement village, move into assisted care or stay and take advantage of assistance from different agencies?” he said. 

“The thought of selling their home with all its wonderful memories and leaving good neighbours is not what they really want. But the garden takes much work, vacuuming the house is difficult and cleaning the roof gutters is too dangerous at their age.”

Mr Carter said the presentation from Mr Boyle would help highlight the alternatives available in the south-west. 

The meeting is open to all at the Uniting Church Hall from 10am.